HiTRUST 3DS Server Cloud Service

• Supports EMV 3DS 2.0 and 3DS 1.0 ID authentication protocols.

• Major card schemes include Visa, MasterCard, JCB, AE, UnionPay, and Discover.

• Offer services to PSP, acquiring banks, and merchants.

• Supports authentication on PCs, mobile phones (also in-app transaction authentication), and Internet browsers.

• Products/services are approved by EMVco and Card Schemes. Customers do not need to go through additional certification process.

• PSD2 compliance requirements are also addressed.

• Fulfills 3DS ecological system and is compatible with SDK.

Comparison chart

	Cloud	On-Premises
Software / Hardware	No additional servers needed.	Requires setup of both servers and IDC for 3DS systems.
Deployment	Simply connect, authenticate, and authorize. PCI DSS certification deployed in the cloud.	Requires a longer time to construct the system and apply Product-Integration-Test with card schemes.
Certification	Cloud services are certified, customer do not need to apply PCI DSS.	PCI DSS certification required.
Maintenance	System maintenance will be handled by HiTRUST.	Maintain by customers/PSPs themselves and need to be done regularly.
Upgrade Support	Compatible with the new version of EMV 3DS 2.X.	System rebuilding and upgrades required.